COVID – 19

2020 has decided to make a mark in our lives and make it big. Not only did we get hit with a terrible virus, many of us lost our jobs and now the government is changing the rules regarding Community Medicaid eligibility. Presently: an applicant can transfer their excess resources to anyone and become financially… Read more »


PRUCOL Permanently Residing Under Color of Law – PRUCOL is a category of immigration status used by certain public benefit programs. A person would be considered PRUCOL if they are residing in the United States with a green-card. Green Card holders fall under the category of PRUCOL and are eligible for Medicaid. Residents of the… Read more »

Best of the Boro

Elder Care Services, Inc., offers the public Free Consultations. A way for anyone to learn how to protect their assets or their loved one’s life savings, income and homes, and at the same time apply for Medicaid medical assistance at home, assisted-living or nursing home care. Although you may have heard that applicants have to… Read more »

Medicaid Fair Hearings

In this day and age we all understand that nothing comes our way easy and so it happens that Medicaid eligibility falls into this category as well. What does one do or what are the options if an application is denied? What if the Managed Long Term Care (MLTC) agency reduced your hours or informed… Read more »

German and Austrian Reparations

German and Austrian Reparations Although the recipients of German or Austrian reparations are dwindling down, there are still some survivors who are receiving such payments and are not aware that the monthly payments are exempt when applying for Medicaid medial assistance. As a matter of fact, when applying for Medicaid nursing home care all of… Read more »

Does it make sense applying for Medicaid in 2019?

Generally speaking when I discuss Medicaid with families of loved ones who have managed to have saved a substantial amount of money their immediate reaction is “my father or my mother are not financially eligible.” Their response relies upon the fact that a Medicaid applicant cannot have more than $15,450 in resources and because their… Read more »

Contemplating Medicaid

For the individuals who continue to think that applying for Medicaid is disgraceful, reprehensible or shameful, please consider the following concerns. Suppose a person saved approximately $200,000 in his/her lifetime and now requires nursing home care. Today’s prices an average nursing home with no special needs, such as, ventilator, feeding tube, etc., will cost you… Read more »

Hiring Family Members to Care for You

There are many private companies advertising that by joining their program the elderly population requiring home care services can hire their own family members to provide the care and get paid for the services. Obviously they are referring to the Medicaid program called Consumer Direct Personal Assistance Program (CDPAP), which require the recipients to have… Read more »

Protect Your Surplus Income

Many elderly and disabled individuals applying for Community Medicaid, in order to receive home-care services, are told they are not financially eligible due to their excess income. Basically, a Community Medicaid applicant can have up to $879 income per month. Applicant’s who have more than $879 are ineligible or have a monthly spenddown; however, if… Read more »

Immediate Need for Personal Care

Suppose the applicant has an immediate need for Personal Care Services, such as, meal preparations, bathing, housekeeping, or toileting, and wish to receive services quickly rather than wait anywhere between two to five months after applying to receive services applicants must meet the following conditions: * Applicant has no informal care-givers available, able and willing… Read more »