Medicaid Rate Levels

NYS Income and Resource Standards 2021 Levels:

Household Size Income Level Resources
One                $ 10,600  yearly

               $      884  monthly

$ 15,900
Two                $ 15,600  yearly

               $   1,284  monthly

$ 23,400
Three                $  17,940  yearly

               $   1,495  monthly

Four                $ 20,280  yearly

               $    1,690  monthly

  • The SSI resource level is $2,000 for individuals and $3,000 for couples.
  • The State supplement is $87 for an individual and $104 for a couple living alone.
  • The Maximum federal Community Spouse Resource Allowance is $130,380.
  • The Minimum State Community Spouse Resource Allowance is $74,820.
  • The community spouse Minimum Monthly Maintenance Needs Allowance (MMMNA) is $3,259.50.
  • The home equity limit for both Medicaid coverage of nursing facility and community-based long term is $906,000

Monthly Regional Nursing Home Rates

New York State Department of Health issues these rates, to determine penalty periods for institutional individuals who apply for Medicaid on or after January 1, 2021.

Region  Rate Counties
New York City  $ 13,037 All 5 Boroughs
Long Island  $ 13,834 Nassau & Suffolk
Northern Metropolitan  $ 13,206 Duchess, Orange, Putnam, Rockland, Sullivan, Ulster, Westchester
Northeastern  $ 11,689 Albany, Clinton, Columbia, Delaware, Essex, Franklin, Fulton, Greene, Hamilton, Montgomery, Otsego, Rensselaer, Saratoga, Schenectady, Schoharie, Warren, Washington
Central $ 10,857 Broome, Cayuga, Chenango, Cortland, Herkimer, Jefferson, Lewis, Madison, Oneida, Onondaga, Oswego, St. Lawrence, Tioga, Tompkins
Rochester  $ 13,020 Chemung, Livingston, Monroe, Ontario, Schuyler, Seneca, Steuben, Wayne, Yates
Western  $ 11,054 Allegany, Cattaraugus, Chautauqua, Erie, Genesee, Niagara, Orleans, Wyoming

For more information and personal assistance in New York City, Queens, Brooklyn, Bronx, Staten Island, Nassau and Suffolk counties, contact us today to arrange for your FREE consultation and discuss how you or your loved ones can become Medicaid eligible.