Medicaid Rate Levels

NYS Income and Resource Standards 2020 Levels:

Household Size Income Level Resources
One                $ 10,500  yearly

               $      875  monthly

$ 15,750
Two                $ 15,408  yearly

               $   1,284  monthly

$ 23,100
Three                $  17,712  yearly

               $   1,476  monthly

$ 25,013
Four                $ 20,028  yearly

               $    1,669  monthly

$ 28,275
  • The SSI resource level is $2,000 for individuals and $3,000 for couples.
  • The State supplement is $87 for an individual and $104 for a couple living alone.
  • The Maximum federal Community Spouse Resource Allowance is $128,640.
  • The Minimum State Community Spouse Resource Allowance is $74,820.
  • The community spouse Minimum Monthly Maintenance Needs Allowance (MMMNA) is $3,216.00.
  • The home equity limit for both Medicaid coverage of nursing facility and community-based long term is $893,000

Monthly Regional Nursing Home Rates

New York State Department of Health issues these rates, to determine penalty periods for institutional individuals who apply for Medicaid on or after January 1, 2020.

Region  Rate Counties
New York City  $ 12,844 All 5 Boroughs
Long Island  $ 13,407 Nassau & Suffolk
Northern Metropolitan  $ 12,805 Duchess, Orange, Putnam, Rockland, Sullivan, Ulster, Westchester
Northeastern  $ 11,295 Albany, Clinton, Columbia, Delaware, Essex, Franklin, Fulton, Greene, Hamilton, Montgomery, Otsego, Rensselaer, Saratoga, Schenectady, Schoharie, Warren, Washington
Central $ 10,451 Broome, Cayuga, Chenango, Cortland, Herkimer, Jefferson, Lewis, Madison, Oneida, Onondaga, Oswego, St. Lawrence, Tioga, Tompkins
Rochester  $ 12,460 Chemung, Livingston, Monroe, Ontario, Schuyler, Seneca, Steuben, Wayne, Yates
Western  $ 10,720 Allegany, Cattaraugus, Chautauqua, Erie, Genesee, Niagara, Orleans, Wyoming

For more information and personal assistance in New York City, Queens, Brooklyn, Bronx, Staten Island, Nassau and Suffolk counties, contact us today to arrange for your FREE consultation and discuss how you or your loved ones can become Medicaid eligible.