Medicaid Rate Levels

NYS Income and Resource Standards 2019 Levels:

Household Size Income Level Resources
One    $10,300 yearly  –  $  859 monthly $ 15,450
Two    $15,200 yearly  –  $1,267 monthly $ 22,800
Three    $17,480 yearly  –  $1,457 monthly $ 25,013
Four    $19,760 yearly  –  $1,647 monthly $ 28,275
  • The SSI resource level is $2,000 for individuals and $3,000 for couples.
  • The State supplement is $87 for an individual and $104 for a couple living alone.
  • The Maximum federal Community Spouse Resource Allowance is $126,420.
  • The Minimum State Community Spouse Resource Allowance is $74,820.
  • The community spouse Minimum Monthly Maintenance Needs Allowance (MMMNA) is $3,160.50.
  • The home equity limit for both Medicaid coverage of nursing facility and community-based long term is $878,000

Monthly Regional Nursing Home Rates

New York State Department of Health issues these rates, to determine penalty periods for institutional individuals who apply for Medicaid on or after January 1, 2019.

Region  Rate Counties
New York City  $ 12,419 All 5 Boroughs
Long Island  $ 13,407 Nassau & Suffolk
Northern Metropolitan  $ 12,636 Duchess, Orange, Putnam, Rockland, Sullivan, Ulster, Westchester
Northeastern  $ 11,280 Albany, Clinton, Columbia, Delaware, Essex, Franklin, Fulton, Greene, Hamilton, Montgomery, Otsego, Rensselaer, Saratoga, Schenectady, Schoharie, Warren, Washington
Central $ 10,068 Broome, Cayuga, Chenango, Cortland, Herkimer, Jefferson, Lewis, Madison, Oneida, Onondaga, Oswego, St. Lawrence, Tioga, Tompkins
Rochester  $ 12,342 Chemung, Livingston, Monroe, Ontario, Schuyler, Seneca, Steuben, Wayne, Yates
Western  $ 10,556 Allegany, Cattaraugus, Chautauqua, Erie, Genesee, Niagara, Orleans, Wyoming

For more information and personal assistance in New York City, Queens, Brooklyn, Bronx, Staten Island, Nassau and Suffolk counties, please contact me for your FREE consultation to discuss how you or your loved ones can become Medicaid eligible.