Category: Uncategorized

Saving the assets of a Medicaid applicant

The tragic sadness when eligible individuals don’t apply for Medicaid. Sadly, many believe or have been instructed to spenddown their loved one’s assets before applying for Medicaid medical assistance. Although it’s an option, you should nevertheless, ask yourself is it the best option? Upon exhausting all of the applicant’s assets, the applicant has no choice… Read more »

Can I Keep My IRA and Still Be Eligible for Medicaid?

Medicaid applicant’s have several choices when it pertains to their IRA’s: 1) Cash them in, but will cause an additional income for that year and probably place the applicant in a higher tax bracket; or 2) Keep the IRA, but Medicaid will count it as resource – keep in mind that Medicaid applicant’s can have… Read more »

Our new website has been launched!

You might have noticed something has changed with our website. That’s because we just launched a new one! Feel free to browse through the new website to learn more about our company and how we can help you and your love ones who are in need.

It’s Never Too Late

Medicaid Home Care Eligibility   It’s never too late to apply for Medicaid medical assistance especially for home care services. What if I told you that there is no five year look-back period for those who apply for Medicaid home care services; and What if I told you that you can save your life savings,… Read more »

Help Is Out There

Help is out there, you just need to seek it. Elderly and disabled people who find themselves in a crises situation, such as, the need for home care services or nursing home care are told they need to spend down their life savings before they can apply for Medicaid medical assistance. Allow me to simplify… Read more »

Protect Your Life Savings

Must I lose my life savings in order to apply for Medicaid? Medicaid would say Yes! However, if the applicant or their representatives know Medicaid’s rules and regulations they soon will learn that spending down the applicant’s life savings is only one option. Briefly, if one wishes to apply for Community Medicaid which allows them… Read more »

Recertification

Community Medicaid Recertification A number of years ago, prior to any of the Managed Long Term Care (MLTC) agencies coming into existence applicants/recipients had to struggle each year with their renewals also known as recertification. Some individuals did not know the proper procedures and/or what was expected of them and ultimately were denied. Others immediately… Read more »

Denied by Medicaid?

What Should You Do If Denied By MEDICAID? While many will advise individuals denied by Medicaid to seek other alternatives, such as, entering into a payment plan with doctors and/or hospitals, or file for bankruptcy, or even avoid going to hospitals and doctors, which are all ridiculous and absurd. We at Elder Care Services, Inc.,… Read more »

Why Medicaid?

There’s a light at the end of the health insurance tunnel, and it’s called Medicaid! Whether you like or dislike government assistance, it’s a matter of fact, that your elderly or disabled loved one’s have the following choices: 1)         deplete their life savings, use the equity of their homes, and use their income to pay… Read more »

Managed Long Term Care Plan

THINGS TO KNOW In 2015 Medicaid recipients 21 years old or older, who are dual eligible, have both Medicare and Medicaid, and receive either home care services or nursing home care through a Managed Long Term Care Agency (MLTCA) will be eligible to join FIDA (Fully Integrated Dual Advantage) program. Current MLTCA plan provides the following… Read more »