What are the differences and similarities when a spouse applies for Medicaid medical assistance. When the ill spouse applies for Community Medicaid (health insurance and if needed home care services), the well spouse is allowed in 2026 to hold on to $162,660 in resources. The above holds the same for nursing home Medicaid. However, when it comes to income there is a large difference. An applicant applying for Community Medicaid is allowed $1,836 per month and if their income exceeds the allowed amount, they can protect it by joining a Medicaid approved pooled income trust. On the other hand, a Medicaid nursing home applicant is only allowed $50 per month and the remainder surrendered to the nursing home. Nursing home applicant are not allowed to use a pooled income trust.
If both husband and wife apply for Community Medicaid application, only one application is needed; however, if both husband and wife apply for nursing home Medicaid each requires their own Medicaid application.
For additional information please see our web-site at Eldercareservicesny.com or telephone us at (718) 575-5700